Mindblown: a blog about philosophy.
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When to Refinance Your Mortgage
Refinancing a mortgage involves replacing an existing loan with a new one, often to secure a lower interest rate, shorten the loan term, or access home equity. Homeowners should consider factors like home equity, credit history, and refinancing costs before proceeding. A lower interest rate can significantly reduce monthly payments, while cash-out refinancing allows access…
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Top 100 Cities Globally: Where Miami Stands
Overall Score: 78.9 Economics: 77.3 Human Capital: 66.5 Quality of Life: 69.1 Environment: 81.1
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Preaprobación Hipotecaria: Tu Ventaja en 2025
Sepa exactamente cuánto puede pagar para no perder tiempo viendo viviendas fuera de su presupuesto. Destaque ante los vendedores como un comprador serio, listo para cerrar la operación más rápido que otros. Tenga más poder de negociación en el precio y las condiciones, especialmente en mercados competitivos. Pase de la oferta a la propiedad más…
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Buying Distressed Real Estate in Florida: 6 Strategies Every Investor Should Know
Investors acquiring distressed real estate in Florida have several options, each with unique legal and financial implications. Methods include short sales, buying loans to control foreclosure, purchasing final foreclosure judgments, acquiring winning bids post-auction, bidding directly at foreclosure sales, and buying from Certificate of Title holders. Each approach varies in risk, cost, tax implications, and…
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Miami Real Estate Hotspot for Global Wealth
Miami captured 8.7% of international buyer views in the US during Q1 2025. Florida’s no state income tax boosts Miami’s appeal to high-net-worth international investors.
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Proyectos inteligentes para aumentar el valor de tu vivienda
Las mejoras estratégicas en el hogar pueden incrementar el valor, la plusvalía y la facilidad de venta. Entre las principales reformas destacan la limpieza y el orden, sumar metros útiles, mejorar la eficiencia energética, pintar, optimizar la fachada, renovar puertas exteriores, modernizar la cocina e instalar tecnología inteligente. Estas mejoras no solo aumentan el valor…
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Construction Costs Should Predict Housing Prices Across Cities. They Don’t. Here’s Proof.
Research analyzing 75 years of data shows that construction costs—materials, labor, and builder margins—have little impact on U.S. housing prices. Since the late 1970s, housing prices have outpaced building costs, and cities with similar construction costs can have vastly different home prices. Regional housing affordability is driven mainly by factors other than construction expenses, which…
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Rising inventory and steep price cuts in South and West US metros as sellers grow desperate to offload homes
The US housing market is cooling, with 33 of the 50 largest metros seeing price cuts, especially in the South and West due to rising inventory and longer market times. The Northeast and Midwest remain steadier with stronger seller pricing power. Cities like Austin, Miami, Chicago, and Los Angeles saw notable price drops. De-listings rose…
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What’s Driving Foreign Buyers to Miami This Year?
Miami leads the pack by capturing 8.7% of all international online home shopping interest in the US. Its mix of cultural diversity, tropical climate, and international business hubs makes it a top choice. Foreign buyers are drawn to its no state income tax and seamless global connectivity. Miami’s vibrant neighborhoods and beachside luxury create strong…
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Florida Among Top Landlord-Friendly States
The most landlord-friendly states offer no rent control, quick evictions, low property and income taxes, strong rental demand, and affordable entry costs. Top states include Texas, Florida, Arizona, Indiana, Alabama, Georgia, North Carolina, Ohio, Kentucky, and Colorado. These states provide streamlined eviction processes, high rental yields, and growing populations, making them ideal for profitable real…
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