Mindblown: a blog about philosophy.
-
Home Buying in Miami? You’re Playing to Win
Miami: ~$635K home price, $32,280/yr rent— price-to-rent ratio is 20, lower than most big cities. Numbers look tight — that’s when deals matter most. High barrier? High reward. Long game = homeownership. Even with high ratios, smart buyers are locking in now. Real estate here is pricey — but that’s why it appreciates.
-
7 Big Cities Have Shifted to a Buyer’s Housing Market in 2025
Seven major U.S. cities have shifted to buyer's markets in 2025, with Miami leading at nearly 10 months of supply, followed by Austin (7.7 months) and Orlando (6.9 months). These markets offer buyers more negotiating power due to increased inventory, longer listing times, and price reductions. Other cities joining this trend include New York City,…
-
Luxury Condo Sales Surge in Miami-Dade
Median condo price rose slightly to $410,000 in August. Closed condo sales ↓ 13% yearly in August. Luxury condos above $1M saw double-digit sales growth. Only a few buildings qualify for FHA-backed loans. Rate cuts reduced 30-year mortgage costs, potentially boosting condo market activity.
-
El inventario de viviendas vuelve a niveles previos a la pandemia en 14 estados
Las viviendas activas a nivel nacional aumentaron aproximadamente un 21% de agosto de 2024 a agosto de 2025, aunque siguen un 11% por debajo de los niveles de agosto de 2019. El inventario ha regresado a los niveles de 2019 en 14 estados y en Washington, D.C. En regiones como el Sun Belt y Mountain…
-
Miami Home Prices Down in August
In August, Miami's median home price slightly dropped to $629,000, with listings decreasing 2.6%, a larger-than-usual decline for the season. Price per square foot fell 0.6%, less than the national 1.2% drop. Inventory totaled 7,839 homes, 36.4% higher than last year. Homes took 88 days to sell, longer than the previous month and national average…
-
¿Bajarán Las Tasas en 2025?
Los pronósticos indican que las tasas se mantendrán por encima del 6% – no se espera una gran caída en 2025. La Fed ha pausado los recortes de tasas – sin cambios en lo que va del año. La próxima reunión de la Fed será el 16–17 de septiembre – se espera que las tasas…
-
Miami Market Favors Wealthy Buyers
Affluent buyers dominate Miami's market, reducing entry opportunities. High demand and limited inventory in Miami drive up prices and competition for homes.
-
Abren solicitudes para fondos de My Safe Florida Home
Los residentes de Florida ya pueden volver a solicitar el programa My Safe Florida Home, que otorga hasta $10,000 para mejoras de protección contra huracanes. Este año, los legisladores de Florida asignaron $280 millones al programa, que ha sido muy popular y cuyos fondos se han agotado rápidamente en años anteriores. Continue to full article
-
Housing Market Shift: Sellers Make Concessions Amid Buyer Shortage
A shortage of homebuyers is prompting sellers to lower prices and offer concessions amid buyer resistance, economic uncertainty, and increased new construction. National median listing prices rose slightly, but many metro areas saw declines. Inventory has grown, especially in the South and West, giving buyers more leverage, while the Midwest and Northeast face supply shortages.…
-
It’s a Buyer’s Market in These Seven Major U.S. Cities
Seven major U.S. metro areas, mostly in Florida, are now buyer’s markets, including Miami, Austin, Orlando, New York, Jacksonville, Tampa, and Riverside. Nationally, the housing market is balancing with five months of supply, favoring buyers slightly. Miami leads with 9.7 months of supply. Some Midwest and Northeast metros like Milwaukee and Boston remain seller’s markets.…
Got any book recommendations?