Mindblown: a blog about philosophy.
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Process for Getting a U.S. Mortgage Loan
Obtaining a mortgage as a U.S. expat or foreign national involves determining your budget and mortgage type, comparing loan rates, and getting pre-qualified with a completed application, passport, financials, and a credit report from your home country. After application submission, review loan approval, order an appraisal, and clear underwriter conditions. Finally, sign the mortgage documents.…
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Is Miami Housing Stabilizing or Under Pressure?
Condo inventory has ballooned to ~11.4 months, softening seller dominance. Market values remain flat; listing prices have dropped ~4.5%.
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Miami Forecast for Rest of 2025
Home prices projected to grow 4–5%. Out-of-state buyers continue driving demand.
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OMB Approves PBRB’s Recommendations for Disposition of Federal Properties
The Office of Management and Budget approved the consolidation and disposition of 11 federal properties totaling nearly 7.1 million square feet, including four in the Washington, D.C. area and others nationwide. Exiting these sites is expected to save $52 million in the first year and $5.4 billion over 30 years. The Public Buildings Reform Board…
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Miami Pool Homes Surge: 62% Listings Riding High!
In 2025, 61.8% of homes listed in Miami feature a swimming pool—the nation’s highest share.Pool-equipped homes in Miami grew +12.3 points since 2019—one of the highest jumps nationwide.
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Miami Luxury Market Shines Bright
Miami Beach single-family home prices ↑ 54% to $7.5M. $10M+ luxury sales soared 65% year-over-year.
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Miami-Dade Real Estate Balancing Toward Buyers
Miami-Dade single-family homes had 950 sales, ↓ 11% yearly in April; median price ↑ 4% to $680K. Townhome/condo sales ↓ 21% yearly, but avg price ↑ 5.8% yearly to $847K amid 13.7 months inventory.
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Time for Change: Why Property Tax Reform Is Critical for Our Community
Jesus Andre Garcia urges Miami-Dade leaders to reassess property values before tax hikes, proposing tiered tax rates based on property type and use, with lower rates for long-term primary residences and higher rates for luxury and commercial properties. He opposes unchecked development, rent increases, and foreign ownership exemptions, advocating for protections for local homeowners and…
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Is Miami the Next Global Housing Hotspot?
Miami's Real Estate market remains strong due to booming tourism and rising global business interest. Luxury and vacation properties are driving demand, especially among international investors and second-home buyers.
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Miami Sellers: Make Thousands This Summer!
In Miami, selling homes in late July earns sellers ↑ 2% more, about $11K extra per sale. Home values rise in summer, correlating with increased buyer activity during Miami’s humid season.
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