Common mortgage mistakes include not checking credit reports for errors, failing to shop around for lenders, and misunderstanding adjustable-rate mortgages. Unlocking frozen credit before applying is crucial to avoid delays. Avoid major financial changes before closing, and be cautious with large deposits. Submitting paperwork digitally is faster and less error-prone. Consider if buying discount points suits your stay length. Inform lenders early about title or deed changes to prevent approval delays.
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